More than four years after graduating with an associate's degree from Vatterott College, 24-year-old Erich Haas is still paying off credit card debt he racked up as a .

Easy money for college students -- Hard sell, harder realities (Bozeman Daily Chronicle)
Kimberly Cummings remembers last spring when a young women walked into her office at Montana State University, concerned about having $40,000 in private student loans and an interest rate of 19 percent.